If you’ve been injured in an accident that wasn’t your fault, you shouldn’t have to deal with medical bills, lost wages, and stress alone. A third-party claim allows you to seek compensation from the person or business responsible, helping you recover more than what workers’ compensation or insurance alone might cover.
At The Arshakyan Law Firm, our Los Angeles personal injury lawyer has helped injury victims recover millions. We know how overwhelming this process can be, and we’re here to fight for the compensation you deserve. Call today for a free consultation.
What Is a Third-Party Claim in California?
A third-party claim allows you to seek compensation from someone other than your employer or insurance provider if they caused your injury. Unlike workers’ compensation, which covers only medical bills and lost wages, a third-party claim lets you recover additional damages, such as pain and suffering. These claims often apply to workplace accidents, car crashes, and slip-and-fall injuries.
Many people don’t realize they can file a third-party claim alongside a workers’ comp or insurance claim, potentially increasing their compensation. If you’re unsure whether you qualify, speaking with a Los Angeles personal injury attorney can help clarify your options.
Who Can File a Third-Party Claim in Los Angeles?
Not every injury qualifies for a third-party claim, but many do. If someone other than your employer or insurance company caused your accident, you may have the right to seek compensation. These claims often arise when another party’s negligence contributes to an injury, even in familiar environments.
- Workplace accidents involving faulty equipment or negligent subcontractors
- Car accidents caused by reckless or distracted drivers
- Slip-and-fall injuries from hazardous conditions on someone else’s property
Every case is different, and determining eligibility can be challenging. Speaking with a Los Angeles personal injury lawyer can help you understand your rights and take the next steps toward compensation.
First-Party vs. Third-Party Claims
Understanding the difference between first-party and third-party claims can help you know what type of compensation you may be entitled to. A first-party claim is one you file with your own insurance company. This typically applies to coverage like medical payments (MedPay) or uninsured motorist protection.
A third-party claim, on the other hand, is when you seek compensation from the person or business responsible for your injuries. This type of claim allows you to recover additional damages, such as pain and suffering, that may not be covered by your own insurance.
If you're unsure which type of claim applies to your situation, a Los Angeles personal injury attorney can guide you through the process.
Why Los Angeles Injury Victims Benefit from Third-Party Claims
A third-party claim is important because it can help you recover money that workers’ compensation or insurance won’t cover. Some of the biggest benefits include:
- More Compensation: Workers’ compensation only pays for medical bills and lost wages. A third-party claim can include pain and suffering, emotional distress, and other damages.
- Holding the Right Person Responsible: If a third party’s negligence caused your injury, they should be held accountable—not just your employer or insurance company.
- Full Coverage for Medical Bills: Some injuries require long-term care, surgeries, or therapy. A third-party claim can help cover all your medical expenses.
- Bigger Settlements: Many third-party claims result in larger payouts than workers’ compensation alone.
If your injury was caused by someone else’s recklessness or negligence, don’t settle for less than you deserve. A Los Angeles personal injury lawyer can help you fight for the maximum compensation possible.
How Insurance Companies Undercut Injury Claims in Los Angeles
Insurance companies are in the business of making money. That means they will do everything they can to pay you less or deny your claim altogether. Some of their common tactics include:
- Blaming you for the accident.
- Saying your injuries aren’t that bad.
- Offering a lowball settlement before you know the full cost of your medical bills.
This is why having a strong legal team is so important. At The Arshakyan Law Firm, we know how to stand up to insurance companies and make sure you get every dollar you deserve.
Time Limits for Filing a Personal Injury Case in California
California law sets strict deadlines for filing personal injury claims. In most cases, you have two years from the date of the injury to file a lawsuit. If your injury involves a government entity, you must file a formal claim within six months.
For workers' compensation claims, you need to notify your employer within 30 days and file a claim within one year. Missing these deadlines can prevent you from recovering compensation, so it’s important to act quickly. A Los Angeles personal injury attorney can ensure your claim is filed on time and help you build a strong case.
Call a Los Angeles Personal Injury Lawyer Before It’s Too Late
Time is critical when filing a third-party claim. Strict deadlines apply, and waiting too long could mean losing your chance to recover the compensation you deserve. Insurance companies will do everything they can to delay, deny, or reduce your claim. Acting fast gives you the best chance to gather strong evidence and build a solid case.
At The Arshakyan Law Firm, our Los Angeles personal injury lawyer fights aggressively for injury victims and won’t back down until we’ve pursued every dollar you’re owed. Don’t let insurance companies take advantage of you—take action today.
Call 888-851-0550 or contact us online for a free consultation. Let us handle the legal battle while you focus on healing. We’re here for you every step of the way